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Reseach Article

A Comprehensive Study of Google Wallet as an NFC Application

by Omkar Ghag, Saket Hegde
International Journal of Computer Applications
Foundation of Computer Science (FCS), NY, USA
Volume 58 - Number 16
Year of Publication: 2012
Authors: Omkar Ghag, Saket Hegde
10.5120/9369-3825

Omkar Ghag, Saket Hegde . A Comprehensive Study of Google Wallet as an NFC Application. International Journal of Computer Applications. 58, 16 ( November 2012), 37-42. DOI=10.5120/9369-3825

@article{ 10.5120/9369-3825,
author = { Omkar Ghag, Saket Hegde },
title = { A Comprehensive Study of Google Wallet as an NFC Application },
journal = { International Journal of Computer Applications },
issue_date = { November 2012 },
volume = { 58 },
number = { 16 },
month = { November },
year = { 2012 },
issn = { 0975-8887 },
pages = { 37-42 },
numpages = {9},
url = { https://ijcaonline.org/archives/volume58/number16/9369-3825/ },
doi = { 10.5120/9369-3825 },
publisher = {Foundation of Computer Science (FCS), NY, USA},
address = {New York, USA}
}
%0 Journal Article
%1 2024-02-06T21:02:43.209065+05:30
%A Omkar Ghag
%A Saket Hegde
%T A Comprehensive Study of Google Wallet as an NFC Application
%J International Journal of Computer Applications
%@ 0975-8887
%V 58
%N 16
%P 37-42
%D 2012
%I Foundation of Computer Science (FCS), NY, USA
Abstract

The advent of Near Field Communication (NFC) has given rise to several interesting applications under short-range radio technology. Perhaps the most exciting of these is card emulation. Launched in September 2011 [23], the "Google Wallet" application is one of the frontrunners of this technology. More than a year after its launch, there is clearly much interest in the commercial potential of mobile wallets by a variety of organizations in the communications and financial industries and beyond. This paper describes the working of NFC and contactless smartcards along with a brief introduction to the said mobile payment system. It also provides an evaluative study on the operation and performance of Google Wallet. A comparative study of Mobile Payment Solutions is also elucidated. Past and existing vulnerabilities of the system are discussed in detail along with noteworthy examples of infiltrations. The significant threat vectors to an NFC enabled mobile device are also examined with practical attack scenarios. Additionally, safeguards that the Wallet currently uses are evaluated. The paper is concluded by pondering on if and when such systems will become as ubiquitous as the physical wallet. For the reader's reference, the phrase "Google Wallet" in this paper refers to Google Wallet version R79v5 as of September 2012.

References
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  4. Ross, P. E. SPECTRUM IEEE Volume: 49, Issue 6 Digital Object Identifier: 10. 1109/MSPEC. 2012. 6203971 Publication Year: 2012, Page(s): 60 - 63
  5. What is Fuzzing?: http://www. americanbanker. com/issues/177_138/google-wallet-still-dogged-by-security-perception-1051012-1. html?pg=2
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  35. The only carrier using Google wallet currently: Sprint http://www. google. com/wallet/current-partners. html
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  38. Cards stored in Google wallet: http://support. google. com/wallet/bin/answer. py?hl=en&answer=1611356
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  40. Applets used in Google wallet: http://nelenkov. blogspot. in/2012/08/exploring-google-wallet-using-secure. html
  41. Why launch of ISIS has been delayed?: http://uk. reuters. com/article/2012/09/13/business-us-mobilepayments-isis-idUKBRE88C1CN20120913
  42. Jack, William; Suri, Tavneet (August, 2010). [www. mit. edu/~tavneet/MPESA. pdf The Economic of M-PESA,]Change
  43. Google unveils safety measure for their upcoming mobile wallet: - http://www. qrcodepress. com/googleunveils-safety-measure-for-their-upcoming-mobile-wallet/853399/
Index Terms

Computer Science
Information Sciences

Keywords

Google Wallet Near Field Communication Smart Card Attacks Security