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20 June 2025
Reseach Article

A Systematic Review of Performance Testing Methods for High-Availability Payment Platforms

by Sumit Abhichandani
International Journal of Computer Applications
Foundation of Computer Science (FCS), NY, USA
Volume 187 - Number 10
Year of Publication: 2025
Authors: Sumit Abhichandani
10.5120/ijca2025925060

Sumit Abhichandani . A Systematic Review of Performance Testing Methods for High-Availability Payment Platforms. International Journal of Computer Applications. 187, 10 ( Jun 2025), 38-44. DOI=10.5120/ijca2025925060

@article{ 10.5120/ijca2025925060,
author = { Sumit Abhichandani },
title = { A Systematic Review of Performance Testing Methods for High-Availability Payment Platforms },
journal = { International Journal of Computer Applications },
issue_date = { Jun 2025 },
volume = { 187 },
number = { 10 },
month = { Jun },
year = { 2025 },
issn = { 0975-8887 },
pages = { 38-44 },
numpages = {9},
url = { https://ijcaonline.org/archives/volume187/number10/a-systematic-review-of-performance-testing-methods-for-high-availability-payment-platforms/ },
doi = { 10.5120/ijca2025925060 },
publisher = {Foundation of Computer Science (FCS), NY, USA},
address = {New York, USA}
}
%0 Journal Article
%1 2025-06-11T00:52:43.467284+05:30
%A Sumit Abhichandani
%T A Systematic Review of Performance Testing Methods for High-Availability Payment Platforms
%J International Journal of Computer Applications
%@ 0975-8887
%V 187
%N 10
%P 38-44
%D 2025
%I Foundation of Computer Science (FCS), NY, USA
Abstract

Contemporary financial ecosystems rely on payment platforms that provide high availability which need to have robust performance during volatile high-traffic times and make strict uptime guarantees. Electronic payment systems must preserve performance and reliability under heavy transactional loads since their increasing complexity requires scalable solutions. This review article discusses performance testing protocols for complicated systems in consideration of contemporary tools and novel techniques in addition to the basic challenges of obtaining trustworthy performance and system efficiency. A structured review of ten significant research papers published between 2021 and 2023 allows this paper to provide a cohesive view of bottleneck identification techniques along with scalability evaluation, latency verification methods, test automation strategies, cloud testing paradigms and microservices/container-based performance testing methodologies. Researchers compared various methods and contrasted industry-standard tools to determine key performance metrics they utilized to evaluate system performance under real-world loads. The paper identifies current weaknesses in testing practices and suggests future research directions to improve test automation along with resilience engineering and proactive fault detection techniques. The study introduces new trends and technical knowledge along with practical implementation strategies for architects and engineers who design high-availability payment platforms requiring uninterrupted operation with real-time response and flawless transaction processing in unstable risk environments.

References
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Index Terms

Computer Science
Information Sciences

Keywords

High-Availability Systems Performance Testing Payment Processing Load Testing Latency Bottlenecks Scalability Microservices Cloud Testing Automation Frameworks