International Journal of Computer Applications |
Foundation of Computer Science (FCS), NY, USA |
Volume 187 - Number 10 |
Year of Publication: 2025 |
Authors: Sumit Abhichandani |
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Sumit Abhichandani . A Systematic Review of Performance Testing Methods for High-Availability Payment Platforms. International Journal of Computer Applications. 187, 10 ( Jun 2025), 38-44. DOI=10.5120/ijca2025925060
Contemporary financial ecosystems rely on payment platforms that provide high availability which need to have robust performance during volatile high-traffic times and make strict uptime guarantees. Electronic payment systems must preserve performance and reliability under heavy transactional loads since their increasing complexity requires scalable solutions. This review article discusses performance testing protocols for complicated systems in consideration of contemporary tools and novel techniques in addition to the basic challenges of obtaining trustworthy performance and system efficiency. A structured review of ten significant research papers published between 2021 and 2023 allows this paper to provide a cohesive view of bottleneck identification techniques along with scalability evaluation, latency verification methods, test automation strategies, cloud testing paradigms and microservices/container-based performance testing methodologies. Researchers compared various methods and contrasted industry-standard tools to determine key performance metrics they utilized to evaluate system performance under real-world loads. The paper identifies current weaknesses in testing practices and suggests future research directions to improve test automation along with resilience engineering and proactive fault detection techniques. The study introduces new trends and technical knowledge along with practical implementation strategies for architects and engineers who design high-availability payment platforms requiring uninterrupted operation with real-time response and flawless transaction processing in unstable risk environments.