The week's pick
Reseach Article
Credit Scoring using Machine Learning Techniques
| International Journal of Computer Applications |
| Foundation of Computer Science (FCS), NY, USA |
| Volume 161 - Number 11 |
| Year of Publication: 2017 |
| Authors: Sunil Bhatia, Pratik Sharma, Rohit Burman, Santosh Hazari, Rupali Hande |
10.5120/ijca2017912893
|
Sunil Bhatia, Pratik Sharma, Rohit Burman, Santosh Hazari, Rupali Hande . Credit Scoring using Machine Learning Techniques. International Journal of Computer Applications. 161, 11 ( Mar 2017), 1-4. DOI=10.5120/ijca2017912893
Abstract
Lenders such as banks and credit card companies while reviewing a client’s request for loan use credit scores. Credit scores help measure the creditworthiness of the client using a numerical score. Now it has been found out that the problem can be optimized by using various statistical models. In this study a wide range of statistical methods in machine learning have been applied, though the datasets available to the public is limited due to confidentiality concerns. Problems particular to the context of credit scoring are examined and the statistical methods are reviewed.
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