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A Multi-Factor Biometric Model for Securing E-Banking System

by Mike Izah Omogbhemhe, Momodu Ibrahim Bayo
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International Journal of Computer Applications
Foundation of Computer Science (FCS), NY, USA
Volume 159 - Number 4
Year of Publication: 2017
Authors: Mike Izah Omogbhemhe, Momodu Ibrahim Bayo
10.5120/ijca2017912905

Mike Izah Omogbhemhe, Momodu Ibrahim Bayo . A Multi-Factor Biometric Model for Securing E-Banking System. International Journal of Computer Applications. 159, 4 ( Feb 2017), 20-24. DOI=10.5120/ijca2017912905

@article{ 10.5120/ijca2017912905,
author = { Mike Izah Omogbhemhe, Momodu Ibrahim Bayo },
title = { A Multi-Factor Biometric Model for Securing E-Banking System },
journal = { International Journal of Computer Applications },
issue_date = { Feb 2017 },
volume = { 159 },
number = { 4 },
month = { Feb },
year = { 2017 },
issn = { 0975-8887 },
pages = { 20-24 },
numpages = {9},
url = { https://ijcaonline.org/archives/volume159/number4/26990-2017912905/ },
doi = { 10.5120/ijca2017912905 },
publisher = {Foundation of Computer Science (FCS), NY, USA},
address = {New York, USA}
}
%0 Journal Article
%1 2024-02-07T00:04:51.717289+05:30
%A Mike Izah Omogbhemhe
%A Momodu Ibrahim Bayo
%T A Multi-Factor Biometric Model for Securing E-Banking System
%J International Journal of Computer Applications
%@ 0975-8887
%V 159
%N 4
%P 20-24
%D 2017
%I Foundation of Computer Science (FCS), NY, USA
Abstract

The e-banking systems in Nigeria is witnessing a large number of users, thereby encouraging the cashless economy policy proposed by the Central Bank of Nigeria (CBN). Hence, these systems need to be highly secured and reliable. This is because any compromise by this system can breach the customer’s trust in using such systems for making transactions thereby discouraging the cashless policy agenda. Based on this the CBN is proposing the use of fingerprint biometric as a means of identification of any bank customer in Nigeria. However, since most fingerprint biometric systems can accept and grant access to artificial fingerprint, it is therefore clear that only fingerprint will not be suitable in securing banking system. Thus, the primary research objective of this paper is to propose a multifactor biometric model that would assist in creating a highly secured banking application in Nigeria using human physiological features. Based on the verification carried out on the model presented in this paper, it can therefore be sanctify to providing highly secured banking system in Nigeria if fully implemented.

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Index Terms

Computer Science
Information Sciences

Keywords

E-banking system Security Biometric Fingerprint

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